Building Control applications

Latent Gold commercial buildings defects guarantee (LABC)

LABC Latent Gold is a structural defects insurance for commercial buildings up to £15 million in value and by arrangement for buildings valued over £15 million. It is delivered by LABC via local authority building control departments in partnership with Oval Insurance Broking, with Allianz Global Corporate and Speciality (Allianz) as underwriters. LABC Latent Gold provides a low cost way to avoid the high risks and legal complexities associated with collateral warranties.

Most commercial properties are covered - offices, hotels, restaurants, factories, warehouses, surgeries, schools, shops, sports stadiums and many more. Developers, owners, tenants and other users/occupiers are all insured.

The combined cost of LABC Building Control and LABC Latent Gold will almost always be less than is obtainable from any other provider.

To find out more or obtain a quotation, please visit:

LABC Warranties

The scheme has been created in partnership between LABC, the representative body for local authority building control and MD Insurance Services Limited (MDIS) the company that administers the scheme which is regulated by the Financial Services Authority (FSA).

The LABC New Home Warranty consists of three warranty products:

LABC New Home Warranty

This caters for speculative developers and builders covering conversions, new build and mixed use developments. The product recognises and rewards quality projects with competitive premiums and market-leading terms. Service and support is fast and seamless because of MDIS’s experienced, dedicated customer service team.

LABC Social Housing Warranty

A competitive tailored solution coverings shared-ownership, rented or key worker accommodation projects. Quality is rewarded with the same advantage given to speculative developers. Cover can be provided for either a ten or 12 year period.

LABC Self Build Warranty

Designed specifically for individuals building their own homes (both new build and conversions) to provide peace of mind. Quality is rewarded through competitive premiums and excellent service based on MDIS’s extensive experience of self build projects.

How do I register?

Registration with LABC New Home Warranty is entirely free of charge and there are no annual fees to pay to remain registered.

For a free, no obligation quotation for your next development, please contact LABC New Home Warranty on 0845 0540505.


Or download an application form from the LABC New Home Warranty website.

Once an application has been received, in most cases, your quotation should be with you in five working days and they will of course keep you informed should any issues arise.

Building Control

Opening hours Monday-Thursday 8am-5pm Friday 8am-4.30pm

Address: Building Control Services
City of Lincoln Council
City Hall
Beaumont Fee

Telephone: 01522 873709